Captives for Private Equity

Don't outsource insurance.

Own it to

scale profit.

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7,000+

captives worldwide

90%

of the Fortune 500 have at least 1 captive

Leverage your portfolio companies insurance programs into a captive. Economies of scale and Net Margin Improvement.

Professional Liability (E&O), Directors and Officers (D&O), Fidelity, Employment Practices (EPL), and other regulatory or reputational risks

Trade Credit, Warranty programs for lending operations, Transactional Liability and Risk (M&A), Representations & Warranties, Political Risk

Control costs for coverages like disability, life, dental/vision, and medical stop loss that face rising premiums despite good loss ratios

Our Process

Owning your own
insurance has major perks:

Financial Stability

Stabilize insurance costs with economics of scale, and build reserves.

Risk Management

Centralize, develop and incentivize proactive risk management strategies.

Operational Impact

Create new profit centers, optimize cash flow, and reduce overall expenses.

Plan

AI, data, and our experts combine to provide an upfront, easy-to-understand assessment, followed by a comprehensive proposal.

Form

We manage all legal, tax, and regulatory processes required for formation and onboarding to streamline the experience.

Manage

Our staff handles the entire administrative burden so that your team can focus less on insurance and more on your growing business.

Beyond

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Clarity

We remove complexity to clarify your risks, options, and potential return.

Intelligence

We deliver the tools and insights to take control of your insurance.

Flexibility

Our world-class experts design and deliver the perfect captive solution.

Video

Renting vs Owning

A short video about captives, and how Luzern Risk can help your business plan, form, and manage them.

Watch the video

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Article

What Is Captive Insurance?

Discover captive insurance: a strategic approach to risk management.

Read now

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Report

2024 CFO Report: Captive Insurance

This report surveys 600 CFOs and risk managers to understand the rising impact of captives across the insurance landscape, and what it signals for the future.

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Tool

Loss Simulator

Discover how basic reinsurance policies can support a captive, interact with each other, and distribute losses across various scenarios.

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Webinar

DeRisking The MGA Model with XN Captive

Join the Luzern Risk team and InsurTech NY as we explore how captives are becoming essential for MGAs aiming to de-risk and optimize their business models.

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Already have a captive?

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