A captive can be used to insure the risks most important to your business, especially those where the cost of your premium is well above your claims.
Program Set Up
Consult with experts to design program strategy, coverages, limits, policy structure, fronting and reinsurance arrangements, actuarial analysis, and regulatory considerations
Product Flexiblity
Leverage the captive to support a variety of innovative offerings including: Assurance, Indemnity, Warranties, and Guarantees
Claims Control
Protect reputational risk by gaining control of claims to deliver a better customer experience
Intellectual Property
Insure your greatest assets.
Our Process
Owning your own insurance has major perks:
Revenue Generation
Keep underwriting profits within your organization by funding unique products
Innovation Support
Use captive profits to fund new development.
Customer Retention
Enhance customer loyalty with innovative service offerings
Plan
AI, data, and our experts combine to provide an upfront, easy-to-understand assessment, followed by a comprehensive proposal.
Form
We manage all legal, tax, and regulatory processes required for formation and onboarding to streamline the experience.
Manage
Our staff handles the entire administrative burden so that your team can focus less on insurance and more on your growing business.
Beyond
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Our Services
Step 1
Plan
AI, data, and our experts combine to provide an upfront, easy-to-understand assessment, followed by a comprehensive proposal.
This report surveys 600 CFOs and risk managers to understand the rising impact of captives across the insurance landscape, and what it signals for the future.
Join the Luzern Risk team and InsurTech NY as we explore how captives are becoming essential for MGAs aiming to de-risk and optimize their business models.
